:root{--green:#1D4535;--deep:#14312A;--gold:#C9962F;--goldl:#E4B652;--cream:#FBF3E1;--sand:#F0E4C8;--ink:#1c2a24;--mute:#58675f;--line:#e2d6b8;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font:17px/1.65 Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;-webkit-font-smoothing:antialiased}
h1,h2,h3,.serif{font-family:Lora,Georgia,'Times New Roman',serif;color:var(--green);line-height:1.2;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,5.4vw,3.4rem);margin:0 0 .5em}h2{font-size:clamp(1.55rem,3.4vw,2.2rem);margin:0 0 .5em}h3{font-size:1.2rem;margin:0 0 .35em}
a{color:var(--green)}a:hover{color:var(--gold)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}.narrow{max-width:720px}
.status{background:var(--deep);color:#f3ead2;font-size:.95rem;text-align:center;padding:.6rem 16px}
.status b{color:var(--goldl)}.status a{color:var(--goldl)}
header.nav{background:var(--cream);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:10px;padding-bottom:10px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand img{width:46px;height:46px}
.brand span{font-family:Lora,Georgia,serif;font-weight:600;color:var(--green);font-size:1.1rem}
nav ul{display:flex;gap:4px;list-style:none;margin:0;padding:0;flex-wrap:wrap}
nav a{display:block;padding:8px 12px;border-radius:999px;text-decoration:none;font-size:.95rem;color:var(--green)}
nav a:hover,nav a[aria-current=page]{background:var(--sand)}
.btn{display:inline-block;padding:13px 24px;border-radius:999px;background:var(--green);color:#fff!important;text-decoration:none;font-weight:600;border:2px solid var(--green)}
.btn:hover{background:var(--deep)}.btn.gold{background:var(--gold);border-color:var(--gold);color:#1a1a12!important}.btn.gold:hover{background:var(--goldl)}
.btn.ghost{background:transparent;color:var(--green)!important}.btn.ghost:hover{background:var(--sand)}
.hero{padding:56px 0 48px}.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.hero p.lead{font-size:1.22rem;color:#33443b;max-width:34em}.hero img.seal{width:100%;max-width:420px;justify-self:center;filter:drop-shadow(0 14px 24px rgba(20,49,42,.25))}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:1.4em}
section{padding:54px 0}section.alt{background:var(--sand)}section.dark{background:var(--green);color:#efe6cc}section.dark h2,section.dark h3{color:#fff}
.kicker{font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:700;margin:0 0 .6em}
.grid{display:grid;gap:18px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
section.alt .card{background:var(--cream)}
.card .tag{font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);font-weight:700}
.step{counter-increment:s}.step::before{content:counter(s);display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--green);color:#fff;font-weight:700;margin-bottom:10px}
.steps{counter-reset:s}
.ladder{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.rung{background:#fff;border:2px solid var(--line);border-radius:var(--r);padding:26px;text-align:center}
.rung .amt{font-family:Lora,Georgia,serif;font-size:2.4rem;color:var(--green);font-weight:600;line-height:1}.rung .per{color:var(--mute);margin:.3em 0 .8em}
.notice{border-left:5px solid var(--gold);background:#fff8e6;padding:16px 20px;border-radius:0 var(--r) var(--r) 0;margin:1.4em 0}
.notice.dk{background:rgba(255,255,255,.08);color:#efe6cc}
ul.clean{padding-left:1.2em}ul.clean li{margin:.35em 0}
.quote{font-family:Lora,Georgia,serif;font-size:1.35rem;color:var(--green);font-style:italic;border-left:4px solid var(--gold);padding-left:18px;margin:1.2em 0}
footer{background:var(--deep);color:#cfc7ad;padding:42px 0 30px;font-size:.92rem}footer a{color:var(--goldl)}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}footer h4{color:#fff;margin:0 0 .6em;font-family:Lora,Georgia,serif}
footer ul{list-style:none;padding:0;margin:0}footer li{margin:.3em 0}footer .fine{margin-top:26px;padding-top:18px;border-top:1px solid rgba(255,255,255,.14);font-size:.85rem;color:#a9a58f}
.cs{min-height:70vh;display:grid;place-items:center;text-align:center;padding:50px 0}.cs img{width:200px;margin-bottom:18px}
@media(max-width:860px){.hero .wrap{grid-template-columns:1fr}.hero img.seal{max-width:280px;order:-1}.g3,.g4,.ladder{grid-template-columns:1fr}.g2{grid-template-columns:1fr}footer .cols{grid-template-columns:1fr}header.nav .wrap{flex-direction:column;align-items:flex-start}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.form{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;margin-top:18px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.form .f{margin-bottom:14px}
.form label{display:block;font-weight:600;font-size:.95rem;margin-bottom:5px;color:var(--green)}
.form .help{font-weight:400;color:var(--mute);font-size:.85rem;margin-top:3px}
.form input[type=text],.form input[type=email],.form input[type=tel],.form input[type=url],.form select,.form textarea{width:100%;font:inherit;padding:11px 12px;border:1.5px solid #cfc3a3;border-radius:10px;background:#fffdf7;color:var(--ink)}
.form input:focus,.form select:focus,.form textarea:focus{outline:3px solid rgba(201,150,47,.35);border-color:var(--gold)}
.form textarea{min-height:120px;resize:vertical}.form .chk{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--ink);font-size:.92rem}.form .chk input{margin-top:5px}
.form .hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form .msg{margin-top:14px;padding:12px 14px;border-radius:10px;display:none}.form .msg.ok{display:block;background:#e7f3e6;border:1px solid #9cc59a;color:#1d4a21}.form .msg.err{display:block;background:#fdeaea;border:1px solid #e0a0a0;color:#7a1f1f}
.form button[disabled]{opacity:.6;cursor:wait}
.paths{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.path{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;text-decoration:none;color:inherit;display:block;transition:transform .15s,box-shadow .15s}
.path:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(20,49,42,.12)}.path h3{margin-bottom:.25em}.path .go{color:var(--gold);font-weight:700;font-size:.92rem}
.process{counter-reset:p;list-style:none;padding:0;margin:1em 0}.process li{counter-increment:p;position:relative;padding:0 0 18px 52px}.process li::before{content:counter(p);position:absolute;left:0;top:0;width:36px;height:36px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-weight:700}
.process li b{display:block;color:var(--green)}
.amounts{display:flex;gap:10px;flex-wrap:wrap;margin:14px 0}.amounts button{font:inherit;padding:12px 20px;border-radius:999px;border:2px solid var(--green);background:#fff;color:var(--green);font-weight:700;cursor:pointer}.amounts button[aria-pressed=true]{background:var(--green);color:#fff}
.toggle{display:inline-flex;border:2px solid var(--green);border-radius:999px;overflow:hidden;margin-bottom:6px}.toggle button{font:inherit;padding:10px 22px;border:0;background:#fff;color:var(--green);font-weight:700;cursor:pointer}.toggle button[aria-pressed=true]{background:var(--green);color:#fff}
.lock{display:flex;gap:10px;align-items:center;color:var(--mute);font-size:.9rem;margin-top:10px}
.tbl{width:100%;border-collapse:collapse;font-size:.95rem}.tbl th,.tbl td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}.tbl th{color:var(--green);font-family:Lora,Georgia,serif}
.pill{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:3px 10px;border-radius:999px;background:var(--sand);color:var(--green)}
.skip{position:absolute;left:-999px;top:0;background:#fff;color:var(--green);padding:10px 14px;z-index:99}.skip:focus{left:8px;top:8px}
@media(max-width:860px){.paths{grid-template-columns:1fr}.form .row{grid-template-columns:1fr}nav ul{gap:0}}